---
title: "How do I update my card or payment method? — Lemwatch Help"
description: "Add or replace your card at Settings → Billing → Payment Method. Changes take effect on the next charge; failed payments retry for 7 days."
canonical: "https://lemwatch.com/help/change-payment-method"
source: "https://lemwatch.com"
---

# How do I update my card or payment method?

> Add or replace your card at Settings → Billing → Payment Method. Changes take effect on the next charge; failed payments retry for 7 days.

## Quick answer

 Open **Settings → Billing → Payment Method**, click **Update Card**, and enter the new details through the secure Stripe form. New card is used for the next invoice; if a charge is currently failing we retry on the new card immediately.

## What we accept

- All major credit/debit cards (Visa, Mastercard, Amex)

- Apple Pay / Google Pay

- SEPA direct debit (Agency plans, EU only)

- Bank transfer for annual plans (contact sales)

## Where to find it in Lemwatch

 **Settings → Billing → Payment Method**.

## FAQ

### What if my card is declined?

 We retry for 7 days, then downgrade to Free. Sites remain intact.

## Related

- Billing FAQ

- Invoices


## Related

- [Help centre](https://lemwatch.com/help)
- [Billing FAQ](https://lemwatch.com/help/billing-faq)
- [Where do I download invoices and receipts?](https://lemwatch.com/help/invoice-and-receipts)
- [How do I cancel my subscription?](https://lemwatch.com/help/cancel-subscription)
- [How do I white-label Lemwatch for my clients?](https://lemwatch.com/help/white-label-branding)
- [Lemwatch pricing](https://lemwatch.com/pricing)
- [Changing Your Plan](https://lemwatch.com/help/changing-plan)
- [How to Change Your Email or Password](https://lemwatch.com/help/change-email-password)
